An expired or open permit is one of the most common reasons a Florida home sale or refinance stalls at the last minute. Here's how to find one, what it means, your options, and what closeout actually involves.
An open permit is a permit that was issued but never completed and closed — the final inspection was never passed, or required inspections were skipped. An expired permit is an open permit that has passed its time limit without activity (in many Florida jurisdictions, 180 days without an approved inspection). Both leave a record on the property that says, in effect, "work was started here and never finished to code."
Open and expired permits routinely surface during a title search and can block a closing or refinance until they're resolved. They can also expose an owner to re-permitting fees, re-inspection requirements, and in some cases code-enforcement action. Because the permit is tied to the property — not the person who pulled it — a new owner can inherit a permit a previous owner or contractor left open years ago.
Before anything else, pull the property's permit history. You want a clear list of every permit on record and its status, plus any code cases. Guessing leads to wasted trips to the building department.
Enter a Florida address or folio to pull county records and flag open permits and unpermitted work — no login required.
Closeout means clearing every outstanding inspection and comment and getting the jurisdiction to formally finalize the permit. Where it speeds the timeline, this can run through a licensed private provider under Florida Statute 553.791 instead of waiting in the municipal queue.
Palma pulls the record, identifies exactly which permits are open and why, scopes the fastest compliant path, and coordinates the licensed Florida pros to finish the work and close the permit — with one point of contact from first call to final sign-off. See Permitting & Expediting or Inspections & Sign-Off.
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